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Home Mortgage Specialists

Our Commitment

Tri Counties Bank provides a wide array of home loan options for you to choose from. Whether you're a first-time homebuyer or an experienced investor, our local, knowledgeable Home Mortgage Specialists offer personalized Service With Solutions® to make the process simple.

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ALFREDO FLETCHER

Bakersfield

Office: (661) 371-2030
AlfredoFletcher@tcbk.com
NMLS #: 1096273

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ANDREAS FELLNER

Chico - Park Plaza

Office: (530) 332-2954
AndreasFellner@tcbk.com
NMLS #: 844869

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ANNETTE MERCER

Chico - HQ

Office: (530) 879-4226
AnnetteMercer@tcbk.com
NMLS #: 844864
Reverse Mortgage Specialist

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ASHLEY BROWN

Bakersfield

Office: (661) 371-2057
AshleyBrown@tcbk.com
NMLS#: 2069806

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CHARLES KRYSKI

Woodland

Office: (916) 984-2474
CharlesKryski@tcbk.com
NMLS #: 855343

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CHRISTINE FOREMAN

Modesto 

Office: (209) 550-3826
ChristineForeman@tcbk.com
NMLS #: 259150

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DENISE GALLAGHER

Chowchilla 

Office: (559) 436-3797
DeniseGallagher@tcbk.com
NMLS #: 279932

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DENISE OGATA 

Fresno 

Office: (559) 476-2973
DeniseOgata​​​​​​@tcbk.com
NMLS #: 288535

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DOMINIC SCHUESSLER

Chico - Park Plaza 

Office: (530) 895-7594
DominicSchuessler@tcbk.com
NMLS #: 246566 

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ERIC FULLER

Bakersfield

Office: (661) 396-3115
EricFuller@tcbk.com
NMLS #: 1614688

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JEROMY RHOADES

Chico - Pillsbury

Office: (530) 895-7596
JeromyRhoades@tcbk.com
NMLS #: 670210

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JOHN HENSLEY

Santa Rosa

Direct: (707) 522-5489
JohnHensley@tcbk.com
NMLS #: 879038

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Phone: (408) 990-1924
LillianWong@tcbk.com
NMLS #: 289606

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MARIA ELENA MAREADY

Redding – Hilltop 

Office: (530) 226-2926
MariaMaready@tcbk.com
NMLS #: 280072

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MARK RAY

Auburn

Office: (916) 984-2206
MarkRay@tcbk.com
NMLS #: 259741

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MATTHEW OWEN

Eureka

Office: (707) 303-9303
MatthewOwen@tcbk.com
NMLS #: 674722

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RUBY FERNANDEZ

Sacramento

Office: (916) 865-2687
RubyFernandez@tcbk.com
NMLS #: 687961

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SANDI BOYD 

Shasta Lake

Office: (530) 722-2687
SandiBoyd@tcbk.com
NMLS #: 909192

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SUE KEMP

San Francisco

Office: (650) 488-2303
SusanKemp@tcbk.com
NMLS #: 442143

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*This application cannot be used for Adjustable Rate Mortgages (ARMs) or Reverse Mortgages. To apply for these loan types, please call 1-877-822-5626, visit your local branch or find a Home Mortgage Loan Specialist.

All loans are subject to credit approval.
*This page was not issued by HUD or FHA and was not approved by the Department or Government Agency.
NMLS #458732

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