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Annette has called Northern California home for 21 years. She grew up in the Midwest and strongly believes that you should treat others the way you would want to be treated. With more than 22 years of banking experience, Annette has experience with a variety of products and services. She focuses on consistent communication throughout the mortgage lending process and understands it is a big decision to choose to refinance your home with a reverse mortgage. She is committed to making sure her customers receive the highest level of service available. If you have questions about a reverse mortgage or would like to get one, contact Annette and let her help you achieve your goal.

Before applying for a Home Equity Conversion Mortgage (HECM), you must meet with a counselor from an independent government-approved housing counseling agency. There may be a fee for this service. This page was not issued by HUD or FHA and was not approved by the Department or Government Agency.

NMLS – 844864

Annette Mercer

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