MariaElena Maready
Elena is fluent in Spanish and is often called upon to use her lending specialties to assist the local Hispanic community. With over 22 years in the lending industry, Elena is an expert in finding the right loan to fit the needs of her clients. Elena is very active in her community, participating in church, boy scouts, youth sports programs (Jr. Football, soccer and basketball) and assisting in her children's school as a room mother. Elena is also a leader in the lending business community; currently she is President of the "Affiliates Committee", a unique group that partners with real estate professionals to foster better relationships within the industry. Elena is also a founding member of the Business to Business Leads group, creating partnerships with local businesses. Maria Elena, or how she is more often known, "Elena" Maready is a Northern California native. Born in Mexico and immigrating to California at the age of two, she is the oldest of three children. She graduated from Del Norte Highs School in 1988. Elena received her bachelor's degree in business from Cal State Dominguez Hills in 1993 and returned to Northern California in 1997 to raise her family. Married to Aaron Maready for 22 years, Elena has three teenage sons; Ray, Paul and Jack.
NMLS – 280072
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- What type of mortgage loans do you provide? - mariaelena-maready What type of mortgage loans do you provide? We offer residential mortgage loans, land and construction loans, government-backed loans, custom portfolio loans for unique situations. We also make available a variety of programs for low and moderate income borrowers.
- Do you offer any mortgage assistance programs for homebuyers? - mariaelena-maready Do you offer any mortgage assistance programs for homebuyers? Yes! We offer down payment assistance programs and affordable mortgage programs for homebuyers who qualify, including the CalHFA Down Payment Assistance Program, the Workforce Initiative Subsidy for Homeownership (WISH) First-Time Homebuyer Program, Fannie Mae's HomeReady Mortgage, Freddie Mac Home Possible®, FHA Loans, VA Loans, and USDA Home Loans.
- Can I refinance my mortgage with Tri Counties Bank? - mariaelena-maready Can I refinance my mortgage with Tri Counties Bank? Yes! Refinancing your mortgage with Tri Counties Bank could reduce your mortgage payment, help you pay off your loan faster, consolidate debt, or free up cash at a lower fixed rate.
- What can I do with a Home Equity Line of Credit? - mariaelena-maready What can I do with a Home Equity Line of Credit? Turn your home's equity into cash! Use your Home Equity Line of Credit continuously, up to your available credit limit, for a variety of purposes including home improvements, education expenses and more.