Purchasing a home or refinancing your existing home can be very exciting and a bit stressful. John’s experience with the mortgage process allows him to guide you to the result you are looking for in a smooth and professional manner. John, the recipient of numerous top producer and service awards, combines classic relationship banking with a high tech touch. This enables him to give his clients the best in personal service, speedy loan delivery and access to the latest industry news. In addition to being well-versed on all loan programs and guidelines, he has extensive experience and knowledge working with high net worth individuals. First time or seasoned mortgage applicants can rely on his integrity and ingenuity for a custom tailored smooth mortgage transaction. John lives in Sebastopol, CA with his family.